Seminar: Credit Insurance

Introduction
Credit insurance is a term used to describe both business credit insurance (a.k.a. trade credit insurance) and consumer credit insurance, e.g., credit life insurance, credit disability insurance (a.k.a. credit accident and health insurance), and credit unemployment insurance. The easy way to differentiate between these two types of insurance is:

• Business credit insurance is credit insurance that businesses purchase to insure payment of credit extended by the business (their accounts receivable).
• Consumer credit insurance is credit insurance that consumers purchase to insure payment of credit extended to the consumer (insurance pays lender or finance company).

Difficulty : Easy

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